[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fili.sk\/funkcia-podoby-a-vyuzivanie-penazi\/#Article","mainEntityOfPage":"https:\/\/www.fili.sk\/funkcia-podoby-a-vyuzivanie-penazi\/","headline":"Funkcia, podoby a vyu\u017e\u00edvanie pe\u0148az\u00ed","name":"Funkcia, podoby a vyu\u017e\u00edvanie pe\u0148az\u00ed","description":"Pod pojmom peniaze si \u010dastokr\u00e1t najprv vybav\u00edme kovov\u00e9 mince alebo bankovky, ale okrem nich tam patr\u00ed napr\u00edklad aj zostatok na \u00fa\u010dte v\u00a0banke. \u010co s\u00fa to vlastne peniaze, ako sa vytv\u00e1raj\u00fa <a class=\"more-link\" href=\"https:\/\/www.fili.sk\/funkcia-podoby-a-vyuzivanie-penazi\/\">Read More ...<\/a>","datePublished":"2019-11-07","dateModified":"2019-11-07","author":{"@type":"Person","@id":"https:\/\/www.fili.sk\/author\/#Person","name":"","url":"https:\/\/www.fili.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fili.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fili.sk\/wp-content\/uploads\/img_a308378_w16806_t1574701757.jpg","url":"https:\/\/www.fili.sk\/wp-content\/uploads\/img_a308378_w16806_t1574701757.jpg","height":0,"width":0},"url":"https:\/\/www.fili.sk\/funkcia-podoby-a-vyuzivanie-penazi\/","about":["Peniaze"],"wordCount":394,"articleBody":"Pod pojmom peniaze si \u010dastokr\u00e1t najprv vybav\u00edme kovov\u00e9 mince alebo bankovky, ale okrem nich tam patr\u00ed napr\u00edklad aj zostatok na \u00fa\u010dte v\u00a0banke. \u010co s\u00fa to vlastne peniaze, ako sa vytv\u00e1raj\u00fa a\u00a0ak\u00fd vplyv na nich m\u00e1 ECB?\u00a0Povaha a\u00a0v\u00fdvoj platidlaPovaha pe\u0148az\u00ed, do ktorej sa dostali v\u00a0s\u00fa\u010dasnosti, je v\u00fdsledkom evol\u00facie. V\u00a0za\u010diatkoch bola ich podoba vo forme komod\u00edt, teda i\u0161lo o\u00a0predmety, ktor\u00e9 sa vyr\u00e1bali z\u00a0materi\u00e1lov danej trhovej hodnoty, boli nimi napr\u00edklad zlat\u00e9 mince. Postupom \u010dasu sa do popredia dostali bankovky, kryt\u00e9 peniaze, ktor\u00e9 sa vymie\u0148ali za striebro alebo zlato, no v\u00a0na\u0161ej modernej dobe u\u017e ekonomiky stoja na t\u00fdch nekryt\u00fdch. S\u00fa z\u00e1konom vyhl\u00e1sen\u00e9 za platidlo, vyd\u00e1va ich Centr\u00e1lna banka, ale za ist\u00e9 mno\u017estvo zlata alebo striebra ich vymeni\u0165 nemo\u017eno. Papier na v\u00fdrobu bankoviek nie je ni\u010d\u00edm v\u00fdnimo\u010dn\u00fd, je vlastne bezcenn\u00fd, ale ke\u010f\u017ee \u013eudia banke d\u00f4veruj\u00fa, \u017ee ich hodnota sa priebehom nejak\u00e9ho \u010dasu\u00a0 nezmen\u00ed, akceptuj\u00fa ich a\u00a0pou\u017e\u00edvaj\u00fa na v\u00fdmenu za slu\u017eby \u010di tovary. V\u00a0pr\u00edpade zlyhania centr\u00e1lnych b\u00e1nk by nekryt\u00e9 peniaze by pri\u0161li o svoju akceptovate\u013enos\u0165 pri vyu\u017eit\u00ed na v\u00fdmenu, ale aj pr\u00ed\u0165a\u017elivos\u0165 hodn\u00fa uchov\u00e1vania ur\u010ditej hodnoty.\u00a0Podoby pe\u0148az\u00ed:-Nekryt\u00e9-Kryt\u00e9\u00a0&#8211;Komoditn\u00e9\u00a0Modern\u00e1 doba v\u0161ak preferuje peniaze v\u00a0nefyzickej podobe, ktor\u00e9 s\u00fa ulo\u017een\u00e9 na \u00fa\u010dte v\u00a0banke alebo ako sporiaci \u00fa\u010det. V\u00a0elektronick\u00fdch sa skr\u00fdva hodnota ulo\u017een\u00e1 napr\u00edklad na predplaten\u00fdch kart\u00e1ch, bezhotovostn\u00e9 ozna\u010dujeme tie, ktor\u00e9 pou\u017e\u00edvame pri platb\u00e1ch kartami, ink\u00e1s alebo cez internet. Mena Bitcoin sa za peniaze z\u00a0pr\u00e1vneho h\u013eadiska nepova\u017euje.\u00a0Mo\u017enosti pou\u017e\u00edvania pe\u0148az\u00ed Funkcia pe\u0148az\u00ed bez oh\u013eadu na jej formu sa del\u00ed na tri \u010dasti: ide o\u00a0platobn\u00fd prostriedok, v\u0161eobecne akceptovan\u00fd a\u00a0d\u00f4veryhodn\u00fd, potom maj\u00fa \u00falohu \u00fa\u010dtovnej jednotky, \u010d\u00edm sl\u00fa\u017eia na oce\u0148ovanie slu\u017eieb a\u00a0tovarov a\u00a0poslednou ich funkciou je uchov\u00e1va\u0165 hodnotu. Zauj\u00edmav\u00fdm je fakt, \u017ee z\u00a0mno\u017estva hotovosti eur, ktor\u00e9 s\u00fa v\u00a0obehu, iba mal\u00e1 \u010das\u0165 z\u00a0nich sa skuto\u010dne pou\u017e\u00edva na platenie. Napr\u00edklad mnoho 50-eurov\u00fdch bankoviek v\u00a0obehu sa hromad\u00ed do z\u00e1soby.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Funkcia, podoby a vyu\u017e\u00edvanie pe\u0148az\u00ed","item":"https:\/\/www.fili.sk\/funkcia-podoby-a-vyuzivanie-penazi\/#breadcrumbitem"}]}]